I have been reading up on credit card debt relief companies lately, because I was getting pretty stressed with the interest rates that the credit card company was charging me for some purchases that I had needed earlier this year, but was not able to pay out in cash for. It was critical at the time for me to be getting those medicines, that I couldn’t get the insurance to pay for, but in effect, that also rang up my credit card bill for a while.
I really did not anticipate that I would have to pay so much for that medicine, and I didn’t think it was fair that the credit card company was going to be charging me like an arm and a leg, just to pay off the medicine that was to help manage my stress levels better, but when my credit card bill came out the next month, I just felt even more stressed because of the high amount that I had to pay for, and I was not even liquid enough to pay for it.
Doesn’t that seem counterintuitive though? When you are stressed, you have to get medicine to help manage that stress, but the medicine can get so expensive, that you get more stressed afterwards. I admit, managing my money is not a strong suit, but I didn’t want to add that as another factor contributing to my stress!
This is why I have been researching on credit card debt relief programs, and have a list of things that I want to be looking for, to help me remove that debt, in the least painful way possible as well. I’m pretty sure that the company I chose is going to work with me closely, as we go over the potential options on how to reduce it, and how my payment plans with them will work better, than how I currently am working with the credit card company for.